Banking Technology has published a special report on the future of payments with contributions from IND and Bank of America Merrill Lynch.
"With a revolution in consumer payments happening at the point-of-sale, online and increasingly through the mobile channel, there is a need and an appetite for change across every aspect of the payments industry", says the report.
"Real-time account-to-account payments are a reality on several countries, and the US is about to embark on that journey. It will be doing so against a background where money itself is coming under scrutiny as AltCoins like Bitcoin provide a range of alternatives, and in a technical environment where consumerisation, gamification and ubiquitious connectivity are the new buzzwords."
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